BECOMING A
HABITAT
HOMEOWNER

Amarillo Habitat for Humanity accepts new homeowner applications each fall. We will host an informational meeting regarding the application process and will mail out postcards with meeting dates once they are scheduled. Please fill out the form at the bottom of this page to be added to our mailing list!
 
 
Applications for the Fall 2025 period are closed. Please follow us on social media or subscribe to our newsletter below to be notified of the Spring 2026 application period. 



You will need to meet the following requirements:

• Credit Score of 550 or higher
• Live within Randall or Potter Counties for the last 12 consecutive months
• Must meet income eligibility guidelines (on our website)
• Must have a housing need (on our website)
• Must have worked the same job, or in the same industry for the last
6 consecutive months (unless on SSI or Disability)
• Must be able to afford a home (determined when application is turned in)
   (New home cost must be under 30% of the applicants monthly income)
• No Registered Sex Offenders
• No bankruptcy within the last 7 years
• Must be willing to complete partnership requirements
 
 
INCOME GUIDELINES
HUD Income Guidelines as of 2025

To qualify, you must earn within 30-60% of the Median Family Income.
See limits below.
 
ANNUAL INCOME
1 Person Household: $20,100- $36,720
2 Person Household: $23,000 - $45,960
3 Person Household: $25,850 - $51,720
4 Person Household: $28,700 - $57,420
5 Person Household: $31,000 - $62,040
6 Person Household: $33,300 -$66,660
7 Person Household: $35,600 - $71,220
8 Person Household: $37,900 - $75,840

MONTHLY INCOME
1 Person Household: $1,675- $3,060
2 Person Household: $1,916 - $3,830
3 Person Household: $2,154 - $4,310
4 Person Household: $2,391 - $4,785
5 Person Household: $2,583 - $5,170
6 Person Household: $2,775 - $5,555
7 Person Household: $2,966 - $5,935
8 Person Household: $3,158 - $6,320


The following can be prepared prior to receiving your application at our fall orientation for upcoming new homeowners:

• Federal Income Tax Returns for the last two years
• W-2s for the last two years
• Current Pay Stubs for the last 90 days
• Copies of ALL bills for the last 60 days
• Bank statements for the last 90 days (checking and savings)
• Current benefit statements
   (SSI, SSDI, Food Stamps, Section 8 Housing, etc)
• Child Support court order and payment history for the last two years
• Name, Address and Phone Number for current Landlord
• Proof of residency and eligibility to work in the US
• Social Security cards for each person living in the new home
• Birth Certificates for each person living in the new home
• Registration or Green Cards for each person living in the new home
• Driver’s License for each person living in the new home
 
 
For more information regarding Habitat homeownership please contact
 
Sarah Curtis
Director of Operations
806-383-3456
sarah.curtis@amahfh.org